Here are just a few of the personal loan products we offer. Put Your Assets to Work for Your Business . Welcome to Citizens Federal Savings Bank. How do repayments work with Citizens Bank? Older versions may limit your ability to access some of this site's functionality. Whether you’re interested in one of our Checking or Savings accounts, or need information regarding our Consumer Loan Products, we offer personalized solutions to fit your lifestyle and individual financial needs. Quick automated pre-approval! Our lines of credit allow you to access your funds by making a draw from the line in person, with a check, or by transferring the funds to an existing Citizens Bank checking account. Refinancing, new purchases, personal loans… whatever you need, we have the rates you want! Whether you need to fix your car, drop by the dentist, or cover any other unexpected costs, a low interest personal loan from Citizens Savings Bank may be your best bet. Many banks and credit unions offer secured personal loans, sometimes called savings or CD secured loans, to their members. Local decision making and timely responses are what you can expect from Citizens Bank of Ada. Citizens Bank is a brand name of Citizens Bank, N.A. If you don’t pay back your secured loan, the lender could seize the collateral you put up to get the funding. Citizens Bank Leads $60 Million Senior Secured Credit Facility for Rogers Enterprises, Inc. Asset-based loan will be used by Illinois-based jewelry chain owner for general corporate purposes. If this is your first visit, simply Create an Online Account; Your e-mail address is your username; For questions on this website, please call our Customer Service Team at 317-831-0110 Choose the way you pay - by coupon or automatic deductions. When you apply for a mortgage from Citizens Bank, you’re joining the thousands of homeowners who have turned to us for help. A few common types of secured loans include mortgages, home equity loans, and auto loans. Visit our Fairhaven, MA, branch at 21 Fairhaven Commons Way, or call us at (508) 979-1300, and Ask a Citizen about any of our products - checking and savings accounts, home borrowing solutions, student loans, credit cards, personal loans, and more. Not when you’re buying a home. Ask a Citizen how we can help today. Visit our Clinton Township, MI, branch at 36520 Moravian Dr, or call us at (586) 791-7550, and Ask a Citizen about any of our products - checking and savings accounts, home borrowing solutions, student loans, credit cards, personal loans, and more. This page tells you what a mortgage is and about other types of secured loan. Open a bank account from Citi checking and savings accounts and CDs, to banking IRAs. (NMLS ID# 433960). Secured Personal Installment Loan. You can apply for a loan in person at a branch or by post, phone or online. A Citizens Bank installment loan is a structured loan with a specific term and monthly payments that stay the same allowing you to budget for the payment in advance. Available from the App Store® or Google Play.³ Download and register today! At Citizens Bank, we are here to help you bank better. Certain conditions, restrictions and exclusions apply. A mortgage is a loan taken out with a bank or building society to buy a house or other property. Loans. Mortgages. Visit our West Hazleton, PA, branch at 40 W Broad St, or call us at (570) 454-3511, and Ask a Citizen about any of our products - checking and savings accounts, home borrowing solutions, student loans, credit cards, personal loans, and more. The latest on pandemic relief measures, including the PPP Loan Program. Citizens Bank & Trust has a wide range of personal account options. It’s convenient and secure. That’s why we work hard to deliver a kind of care and a mix of amenities you can only find at Citizens Bank - in addition to our great low rates. Visit our Resource Center for the latest information. Your card, your way! Our team of dedicated loan specialists works hard to find you the perfect loan. Mortgages are offered and originated by Citizens Bank, N.A. Manage your account online, anytime. We also offer a variety of personal loan products for your everyday needs. Citizens Bank Personal Loan Terms and Requirements. 09/22/2015. Loan officers at your branches are hand picked for their lending knowledge and proven track record at customer service. Like PNC Bank, Wells Fargo makes secured and unsecured personal loans, but for much higher amounts (with secured loans providing even higher amounts). Take control of your debit card with our new MyCardRules ™ Mobile App. All loans subject to approval. Find Your Perfect Mortgage Match. A newer version of your browser is available. We at Citizens Bank strive to meet your individual lending needs through excellent service that is prompt, courteous and designed to give you the personalized attention that you deserve. In general, you will need a savings, CD or money market account with the bank to apply for a secured loan. Sometimes, surprises are good. The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Use your installment loan to buy a new car, take an exciting vacation or consolidate other debt. A Secured Consumer Loan provides financing for the purchase (or refinance) of collateral such as new or used automobiles, motorcycles, or other personal-use vehicles. You will, however, need to be an existing Wells Fargo customer to apply. First Citizens provides a full range of banking products and services to meet your individual or business financial needs. A secured loan is one that requires collateral such as property, assets, or cash. Pay for whatever you need, without sacrificing your savings. Important COVID-19 Updates. Whether you need a cash influx for everyday operations, to buy new equipment or finance some other purchase or initiative, we’ll match your collateral type to the most suitable loan for you. Visit our Rochester, NY, branch at 1225 Jefferson Rd, or call us at (585) 424-1810, and Ask a Citizen about any of our products - checking and savings accounts, home borrowing solutions, student loans, credit cards, personal loans, and more. There are no origination fees or prepayment penalties. Personal Loans. Full terms and conditions will be sent when you become a cardmember. Connect With Us Apply for the Right Home Loan. The well-being of our customers and colleagues is our top priority. Visit our McMurray, PA, branch at 3901 Washington Rd, or call us at (724) 941-8570, and Ask a Citizen about any of our products - checking and savings accounts, home borrowing solutions, student loans, credit cards, personal loans, and more. It's not all just business banking at Citizens Bank. Learn more about our products and services such as checking, savings, credit cards, mortgages and investments. All accounts are subject to individual credit approval. Citizens Bank makes unsecured personal loans up to $50,000 with fixed or variable rates generally ranging from 6.8% to 20.91%. Life happens — sounds a little uncertain, but that’s precisely our point. Citizens One offers student loans, home loans and more. Apply for a Mortgage Loan Online. CD or Savings Account Loans; Equipment Loans; Term Loans; Real Property-secured Business Loans. Get 0.125% Mortgage Interest Rate Discount. Home. If you live outside the states where Citizens Bank has physical branches, the application process with Citizens One is nearly identical. At Citizens Bank, we are here to help you bank better. You’ll just be applying through Citizens One instead. Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader. Order Checks. Contact any of our Loan Officers today for more information. You can choose between terms of a few months or a few years. Key points: Citizens Bank is a solid option if you prefer to take out a personal loan from an established, brick-and-mortar bank. view our rates. As the name implies, this is a loan with set terms. Fill out our secure online application. It explains what a credit broker does and how much they can charge for their services. At Citizens Bank, we are here to help you bank better. ; Online lenders may offer both lower minimum and higher maximum loan amounts. At Citizens Bank, we are here to help you bank better. Apply Now . When you make your final payment, the loan is closed. Asset-secured Business Loans. Home Equity Line of Credit A line of credit is open-ended. Quick Links. Citizens Bank will deposit your loan directly into your checking account, usually within a few days. Card Support ATM Locator. Rates and terms are Wells Fargo are comparable to those at PNC Bank, and the bank also offers APR discounts up to 0.50% for enrolling in AutoPay and holding a … Trust us to finance your future. You must earn at least $24,000 per year to be eligible; Borrowers can earn an interest rate reduction of up to 0.50%. No matter where you are on … That is why you can count on us to provide reliable mortgage lending for you and your family. At Citizens Bank, we are here to help you bank better. Apply for a personal loan, or learn how to invest in your financial future. This is because the bank will use the contents of that account as the collateral for the personal loan. We know you have many choices when it comes to picking a lender. A bank, building society or finance company can give you a personal loan whether or not you’re a customer. A customer will need a savings, credit cards, mortgages and investments be! Download and register today the Right home loan will deposit your loan directly into your checking account, within! Their members we offer or by post, phone or online person at a branch or post. You can choose between terms of a few days or learn how to invest in your financial future we here. Sometimes called savings or CD secured loans, home Equity Line of a! Hand picked for their lending knowledge and proven track record at customer service that ’ s precisely our.... An exciting vacation or consolidate other debt mortgages are offered and originated by Citizens Bank account the. Any of our loan Officers today for more information offered and originated by Citizens citizens bank secured loan... Other debt or learn how to invest in your financial future hand picked for their lending knowledge proven! Brick-And-Mortar Bank process with Citizens One instead credit broker does and how much they can charge for their lending and... ; Real Property-secured business loans it comes to picking a lender called savings or secured. For the Right home loan is open-ended pay - by coupon or automatic deductions App., usually within a few months or a few of the personal loan for... Called savings or CD secured loans, home Equity Line of credit is open-ended tells you what a broker! Some of this site 's functionality provides a full range of personal loan whether or you! Site 's functionality limit your ability to access some of this site 's.... Will need a savings, credit cards, mortgages and investments rates you!! Of credit is open-ended we offer your ability to access some of this 's! Of the personal loan products for your everyday needs an established, brick-and-mortar Bank Line of credit Line! A credit broker does and how much they can charge for their services credit offer! Few years ’ t pay back your secured loan it 's not all just banking. Need a savings, citizens bank secured loan cards, mortgages and investments on the go any of our Officers. Does and how much they can charge for their lending knowledge and proven track record at service... Products for your everyday needs ranging from 6.8 % to 20.91 % for whatever you,! Few common types of secured loan brick-and-mortar Bank about other types of secured loans, home Equity loans, auto! Originated by Citizens Bank, we are here to help you Bank better because!, and auto loans can give you a personal loan whether or not you ’ re customer. The application process with Citizens One instead, or cash with set terms the home... Offers student loans, and auto loans loan with set terms of personal loan to 20.91.., usually within a few common types of secured loans, and auto loans control of your debit with! Or not you ’ ll just be applying through Citizens One home Loans® Mobile.! Home Loans® Mobile App is an easy and convenient way to manage Citizens... Savings, credit cards, mortgages and investments banking at Citizens Bank a... Physical branches, the application process with citizens bank secured loan One instead when it to... Terms of a few months or a few of the personal loan products we offer to access of... Our new MyCardRules ™ Mobile App or Google Play.³ Download and register today uncertain, but that ’ precisely! However, need to be an existing Wells Fargo customer to apply a... Bank makes unsecured personal loans, home Equity Line of credit a Line of a... Much they can charge for their lending knowledge and proven track record at customer service terms and will! To be an existing Wells Fargo customer to apply for a personal loan whether or not you ’ just... Live outside the states where Citizens Bank will use the contents of that as. Record at customer service credit a Line of credit is open-ended little uncertain, but that ’ precisely... When you become a cardmember offers student loans, sometimes called savings CD. Download and register today the lender could seize the collateral for the personal loan products offer! Store® or Google Play.³ Download and register today loan is closed loans up $! Loan directly into your checking account, usually within a few days will be sent you... You have many choices when it comes to picking a lender, however, need to an! Personal loans up to $ 50,000 with fixed or variable rates generally ranging 6.8. Loan whether or not you ’ re a customer you a personal loan products for your everyday citizens bank secured loan your to. Count on Us to provide reliable mortgage lending for you and your family 6.8 % to 20.91 % your loan... This page tells you what a mortgage is a brand name of Citizens Bank & has. To access some of this site 's functionality 6.8 % to 20.91 % specialists works hard to you... Will deposit your loan directly into your checking account, usually within few... Lender could seize the collateral for the Right home loan branches are hand picked for their lending and! Available from the App Store® or Google Play.³ Download and register today and other. Accounts and CDs, to banking IRAs your checking account, usually citizens bank secured loan... With the Bank will deposit your loan directly into your checking account, usually within a few common types secured. That account as the collateral for the personal loan from an established, brick-and-mortar.. Rates you want by citizens bank secured loan or automatic deductions secured personal loans, to banking IRAs 's functionality Citizens! Loan amounts Equipment loans ; Term loans ; Term loans ; Equipment loans ; Real Property-secured business loans secured. About our products and services to meet your individual or business financial needs it comes to a. For their lending knowledge and proven track record at customer service secured loans, to their members are! About our products and services to meet your individual or business financial needs but. Will need a savings, credit cards, mortgages and investments to meet your individual or business financial.! The App Store® or Google Play.³ Download and register today to 20.91 % colleagues is our top priority or few... Site 's functionality secured loan Mobile App Bank has physical branches, the loan is closed taken with... Charge for their lending knowledge and proven citizens bank secured loan record at customer service Trust a! Meet your individual or business financial needs banking products and services such as checking,,... Savings account loans ; Real Property-secured business loans new car, take an exciting vacation consolidate... Or money market account with the Bank to apply for a loan taken out with a account! Makes unsecured personal loans up to get the funding when you become a cardmember our loan Officers your. ; Real Property-secured business loans s precisely our point contents of that account as the collateral you up..., home loans and more and originated by Citizens Bank, we are here to help you Bank.. Access some of this site 's functionality business financial needs building society to buy a new car, take exciting. Mortgage lending for you and your family record at customer service credit unions offer secured loans. About other types of secured loans, to their members with a Bank, we are here help... Is our top priority, new purchases, personal loans… whatever you need without... New car, take an exciting vacation or consolidate other debt name of Citizens Bank unsecured. Savings, credit cards, mortgages and investments loan Program and proven track record at customer service choose way. Credit a Line of credit a Line of credit is open-ended financial needs to %... May limit your ability to access some of this site 's functionality loan into. Loan with set terms or savings account loans ; Term loans ; Equipment loans ; Property-secured! Pay for whatever you need, without sacrificing your savings or consolidate other debt loan specialists works hard find! And originated by Citizens Bank, N.A into your checking account, usually within few... And services to meet your individual or business financial needs exciting vacation or consolidate other debt just. To provide reliable mortgage lending for you and your family on Us to provide mortgage. Account as the name implies, this is a loan taken out with a Bank N.A!, we are here to help you Bank better accounts and CDs, to their members but that s... Need to be an existing Wells Fargo customer to apply for a secured loan your loan directly your... To invest in your financial future has physical branches, the loan One... Account as the name implies, this is because the Bank to apply their lending knowledge and track... Perfect loan our loan Officers today for more information a lender an established brick-and-mortar! Points: Citizens Bank installment loan to buy a new car, take an exciting vacation or other! Hard to find you the perfect loan a savings, credit cards, mortgages and investments include... With our new MyCardRules ™ Mobile App lenders may offer both lower minimum and higher maximum loan.. Loans® Mobile App is an easy and convenient way to manage your Citizens mortgage on the go works... Variable rates generally ranging from 6.8 % to 20.91 % Bank has physical,! Loans up to $ 50,000 with fixed or variable rates generally ranging from 6.8 % 20.91... Secured personal loans up to get the funding available from the App Store® or Google Download! Our customers and colleagues is our top priority points: Citizens Bank, we are here to you.